Fair Debt Collection Practices Act (FDCPA)

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Practice Areas / Foreclosure Defense and Loan Modifications / FDCPA
Fair Debt Collection Practices Act
	The Fair Debt Collection Practices Act (FDCPA), is a U.S. statute added in 1978 as Title VIII of the Consumer Credit Protection Act. Its purposes are to eliminate abusive practices in the collection of consumer debt, to promote fair collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy. The Act creates guidelines under which debt collectors may conduct business, defines rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act. It is sometimes used in conjunction with the Fair Credit Reporting Act.
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Lizarraga Law Firm, PLLC

William R. Lizárraga, Esq. · NY Attorney at Law · PhD in International Law · Master in Tax Law · Master in Comparative Law · Licensed Real Estate Broker · Notary Public

Office: 118-35 Queens Blvd., Suite 400, Forest Hills, NY 11375 · Phone (917) 905-9059 · Fax (917) 396-4608 · wlizarraga.lawfirm@gmail.com

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